Just in case you did not know, you have until Dec. 23, 2013 to be covered by January 1, 2014 under the new Affordable Care Act. If something should go wrong and you don't have time to get enrolled by the above date, then lucky for you open enrollment is open until March 31, 2014.

If you understand what The Affordable Care Act is, commonly referred to as ObamaCare, this video may help you understand. It is very entertaining.